Rating based on 17 reviews

MBNA

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MBNA homepage

Author MBNA. Screenshot of MBNA website. [Accessed December 18, 2018]

About MBNA

Based in the UK since 1993, we are Moneyfacts Consumer Credit Card Provider of the Year for the fourth consecutive year. 

If you are seeking competitive offers on transfers and purchases, everyday low rates and added rewards, we have a credit card to meet all your credit requirements.

Credit cards from MBNA

Not only have we been providing credit cards in the UK for over 20 years, we also offer our customers different options, great benefits and services that make a credit facility optimal.

Different credit options

  • Balance transfer cards are designed to reduce the amount of interest you are currently paying on other more expensive credit/store cards. We offer long term balance transfer rate or a card with a lower balance transfer fee; you could find the best balance transfer credit card available.
  • A Transfer card a money transfer card that allows you to transfer money to a bank account quickly and with ease. You can clear more expensive loans or overdrafts and pay for unexpected expenses with our transfer card.
  • A transfer and purchase credit card is the best option if you are looking for a more all round credit card. It offers competitive rates on both transfers and retail purchases and it brings all your credit facilities together.
  • Rewards credit cards we offer our customers, reward you for simply making card purchases.  From gift cards, air miles and more, you earn point that can be redeemed for many incredible offers.
  • Low rate credit cards have low interest rates that remain low so ensure you know exactly what you will be spending on your credit card.

MBNA Services

If you are looking for a credit card that suits all your needs and that you can get simply by filling in an online loan application, we have the answer you have been looking for.

MBNA All Round credit card

This is what our MBNA All Round Credit Card offers,

  • 0% on balance transfers for up to 29 months when your account is opened with a 2.89% handling fee and the offer only applies to transfers made within the first 60 days. Thereafter, transfers made after the 60 days, a standard rate of 20.9% p.a. and 5% handling fee applies.
  • 0% on money transfers for up to 29 months within the first three months with a 4% handling fee and after the 60 days, a standard rate of 22.9% p.a. and 5% handling fee applies.
  • 0% on card purchases for up to 29 months within the first 60 days and after the 60 days, the standard rate for card purchases is 18.9% p.a.

Balance transfers

Transfer your existing credit and store card balances to an MBNA All Round Credit Card as it enables you to simplify your finances and save on interest repayments.

Money transfers

Move funds from your credit card to your bank account when you need a little more flexibility.

MBNA Product Details

  • Loan Type Credit Cards

Summary of Services

Finally, a credit card that meets all your needs

Applying online offers an easy, convenient way of applying.

However, we recommend that you find out if you are eligible before applying, which will not show up on your credit record and will not affect your credit rating.

Minimum requirements

  • You are aged 18 or over
  • You have been a permanent UK resident for three years or more
  • You have a UK bank or building society account

Personal information required

  • At least three year's address history
  • Contact details including an email address
  • Employment/salary information

Almost instant decision on applications

You can apply online in just a few minutes, provided that you have all the information required to process the application.  Although, you could get an instant decision, some applications might be referred to a credit analyst for a final decision. Should this be the situation, you will hear from us within seven to 10 business days.

Fraud protection

You will not be liable for fraudulent transactions online or on the high street but we require you to give us notice of any unusual transactions or a misplaced card.

Paperless statements

We aim to achieve a credit card facility that offers the optimal convenient user-experience. One way of achieving this is with paperless statements. You will have access to your statements online, for which you are required to register. You can easily and securely manage your account online.

Contactless payments

Make straightforward, quick and secure payments of up to £30 with our contactless technology and there is no need to enter your PIN. 

Customer Reviews & Testimonials

Loads of different credit card types to choose from, I actually have two. It worked out very well.

Sage H
— East Kilbride —

I opted for the rewards credit card and I have to say it is well worth the annual fees. I have a pretty low-interest rate too which is awesome.

Pamela V
— Colchester —

It was very easy for me to apply for my credit card online, I didn't know which option to go for, but a very friendly consultant helped me make the decision.

Ella W
— Liverpool —

MBNA Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address

  • Cawley House, Herons Way, Chester Business Park Chester England CH4 9FB United Kingdom
  • Get Directions

Opening Hours

  • not available