Hart Culture Credit Union

By joining our credit union, you are joining the revolution to better financial products and services.

And as a piloted credit union, Hart Culture Credit Union are affiliated and regulated by Unity Trust Bank.

Your deposits are protected

With HCCU, your deposits are protected by Unity Trust Bank plc and the Financial Services Compensation Scheme (FSCS), which is the UK’s deposit guarantee scheme. You are protected with up to £85,000 by the Financial Services Compensation Scheme.

Small loans that build credit

We offer a small short term loans service that allows our members to start saving and build their credit. Members enjoy the lowest rates on loans, making us a preferred credit union lender.

Currency and foreign exchange

As we are all about making life as easy as possible for our members, we are equipped with tools to pay in international currency and we exchange over 350 different types of coins.

Our credit union service includes a number of financial services, which includes everything from savings facilities to affordable personal loans with low rates, and the flexibility you desire.

What services do we offer?

• Car - If you are looking at high-interest asset option that allows you to purchase a car, we have just what you are looking for.
• Property - You also have the option of saving up for a new property.
• Holiday - Save up for your dream holiday.
• School, university, tuition fees - Start saving for school, university and/or tuition fees.

Saving accounts that work for you

We offer our credit union members a variety of saving accounts that are specifically designed for certain financial goals, commitments and milestones.  We have a savings account available with a minimum of five years savings and long term 10-year saver plans. No matter which HCCU savings account you choose, we have one that will make good financial sense and increase your initial investment.