About Amber Homeloans
Providing our customers with a high quality service is what we aim to do at Amber Homeloans.
It is our commitment to always offer reliable, responsible lending services with the underpinning core value of always treating customer fairly. Applying for a home loan is an important process and we want to make the process as simple and streamline as possible.
Treating customers fairly
Amber Homeloans’ core value is that of treating customers fairly and this apparent in all our business dealings. Here are our promises to you:
- Each and every customer’s personal circumstances is taken into consideration and we aim to treat them fairly
- Clear communication to our customers and providing proper understanding of the processes and services we offer, is another promise we keep to
- All complaints are fully investigated and are approached in a professional, problems solving manner
What Amber Homeloans can offer you
Amber provides competitive home loans for UK residents who have a first mortgage on the property.
Our expert team are ready to assist you with the home loan product and/or service you require and will do so with the utmost professionalism and expert financial knowledge.
The home loans we offer are subject to status and valuation and we require a first mortgage on the property. You must be over the age of 18 and our mortgage loans are available to UK residents only. Depending on your personal circumstances and requirements, additional lending criteria might apply.
Giving our customers options is how we believe we offer better, enhanced online lending services to UK residents. If you are looking for a competitive home loan package, we will be happy to assist you make that a reality. The features we offer are designed for you to get the most out of your mortgage.
In a Nutshell
- Average processing time 48 hours
- Online application
- Secured loan option
- Early repayment
Amber Homeloans offer the best home loans in the UK
If you wish to apply for an Amber home loan, contact us today to start your online loan application process and get the financing you need in the shortest time possible.
Repaying your mortgage
Besides your regular repayments, you are able to repay your mortgage at any time and should you wish to make a lump sum payment to reduce your mortgage balance, we will be happy to assist you. All the details of the above will be set out in your mortgage offer and you can request details by telephone. You are able to make repayments via Direct Debit, standing order, cheque, or by debit card over the telephone.
Benefits of Direct Debit
- It ensures that the correct amount of money is being collected
- If an error should occur you are guaranteed a refund
- Your payments will be collected automatically, making budgeting for your repayments simpler
- We will make the changes for you, should the need arise
Increasing your monthly payments
For an interest only repayment basis, increasing your monthly payments will reduce the overall balance and should you have a repayment basis mortgage, it could be repaid quicker if you increase your monthly payments. If you wish to increase your monthly payments please contact us to discuss the options available to you. Terms and conditions may apply.
Making payments online
You are able to make payment online by simply clicking on “Your account”, which will take you through a simple registration process to activate your account online.
Switching your type of mortgage loan
If you have a residential mortgage but would like to rent your property, you will be required to contact us to request a lettings pack. The full details of what you need to do and what the changes to your mortgage loan will be. It is important to note that letting your property without our written consent would be a breach of your mortgage agreement.
Eligibility & Requirements
- 18 years or older
- UK resident
- Employed full-time
- Active UK bank account
- Bank statements
Other Products & Services
- HOME Loans
- CAR Loans
- PERSONAL Loans
- BUSINESS Loans
Customer Reviews & Testimonials
Purchasing a home is no small step, and certainly not cheap. When my wife and I decided it was time to stop renting we were on the lookout for the best deal to help finance our home, Amber Homelo...
— Skipton —
Amber Homeloans has been instrumental in helping us through the process of getting our home. Many thanks!
— Thorlby —
The interest rate we were offered was really good, the service was great too.
— Embsay —
Find us here
The Bailey, Skipton
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday – Closed
- Sunday – Closed