At RHL, we have a specialist team of expert home loan financial advisors who are able to offer you expert advice and mortgage services to suit your requirements.
Over time, we have developed excellent relationships with our lenders. These lenders give our customers access to professional financial services as well as specialty products that are available directly to the public.
Personal and efficient service
Providing a personal and efficient service is what we aim to do every day and we specialise in assisting people who have difficulty obtaining finance from other traditional lenders and banks. There is no reason that you should not own the home of your dreams.
Wide range of services
From specialist mortgages, second charges, buy to let options to bridging loans, commercial finance and development finance, we offer all the home mortgage services you could possibly need.
Panel of expert lenders
With our established working relationships with a panel of expert lenders enables us to approve loans that generally does not fall within normal underwriting criteria.
Are you struggling to get the financing you need? If you have been declined by traditional banks, credit unions and lenders, we are the answer to a home loan that you have been looking for.
What RHL can offer you
Our range of services includes residential, buy to let, commercial, second charge mortgages and bridging finance.
Additionally, we offer an extensive range of home loan types, personal loan products and services.
Our mortgage home loans
- Specialist mortgages - We believe that there are too many low risk clients who are unable to obtain a mortgage and thus, we have developed home loan packages for those seeking specialty mortgages.
- Second charges – It is often a faster and often a more suitable way of raising money than a traditional re-mortgage.
- Buy to let – We have assembled one of the most comprehensive panels of bridging lenders in the UK market.
- Bridging loans – We have one of the most wide-ranging panels of bridging lenders in the UK market.
- Commercial finance - There are many low risk clients who are unable to obtain a home loan and we try to assist these individuals with commercial financing services and products.
- Development finance - For individuals, builders and developers and other companies seeking financing for development projects.
In a Nutshell
- Online application
- Secured loan option
- Bad credit consideration
We have the widest range of home loans in the UK!
Our loans are granted through intermediaries and you are required to register before you are able to apply.
Visit our website or contact one of our expert consultants to assist you with a home loan today.
If you are one of the many individuals who do not meet the mainstream lending criteria, we would like you to know that our very objective is to meet the needs of these individuals through a range of innovative products via our comprehensive home loan lending panel.
Our specialist mortgage loans are designed for
- Historic adverse situations
- Low credit score
- Recently employed applicants
- Recently self employed individuals
- Other income sources, which includes bonus, overtime and other declarable income/s
- Non standard construction properties
- Interest only options
- No maximum age restrictions
Second charge mortgages
If you are looking for a faster, easier alternative to conventional home loans, we offer the services you require. Our highly motivated team are ready to assist you with all options for your client. The decision making process on our home loans are not solely based on a credit score. With an extensive panel of lenders offering both prime and non traditional lending solutions that could suit your clients’ financial circumstances.
Features of our second charge mortgages
- Loans from £5,000 to £500,000
- Employed and Self Employed
- Rates from 4.2%
- Loans up to 95% LTV
- Minimum repayment term of three years
- Employed, self employed, DWP and additional income accepted
- Minimum employment time of two months
- Self employed for at least six months
- Our second charge mortgages options offer fast turnaround times
We offer bridging loans from £26,000 to £25 million. This type of finance is a short term loan used to bridge the gap until long term finance can be arranged or the necessary security is sold and can be used for a variety of purposes.
Features of our bridging loans
- Loans up to 80% based on open market value
- Rates starting from 0.59% per month
- Up to 100% of funding available with additional security
- Daily Interest
- Terms up to 18 months
- Regulated and Non Regulated Loans
- First and second charge lending options
- Residential and commercial property
- Full or part-interest roll-up available
- Lending in England, Wales and Scotland
- No exit fees
- CCJ's / Arrears / Low Credit Score accepted
Get in touch with us today
Call our expert team for no obligation advice by telephone, request a callback, or complete our online enquiry form or our online loan application.
Eligibility & Requirements
- 18 years or older
- UK resident
- Employed full-time
- Active UK bank account
- Recent pay slips
- Bank statements
Other Products & Services
- HOME Loans
- CAR Loans
- PERSONAL Loans
- BUSINESS Loans
Customer Reviews & Testimonials
Smooth and seamless application and approval process with a quick turn around time.
— Henfield —
A fantastic broker will be sure to recommend them to others.
— Ashurst —
As a first-time buyer it is safe to say I was a nervous wreck, the staff here helped ease my nerves and made this a wonderful experience.
— Bines Green —