Rating based on 21 reviews



  • Property Finance up to £5,000,000
  • Low-interest starting from 2.9%
  • Repayment up to 60 months

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Author HSBC. Screenshot of HSBC website. [Accessed May 14, 2020]

About HSBC

Staying in your house for too long may be comforting. It is normal to get used to the structure and decoration of your house.

Getting an HSBC personal cash loan might just be exactly what you need to give your home a new look. Whether you use the money to buy a new house or fix the property that you are already residing in, we don’t mind. 

Calculate your monthly payments

Prior to applying for property finance, we usually advice our customers to make use of the monthly payments calculation option. Being able to calculate your payments prior has worked for a number of customers. What matters to us is the fact that you met all credit requirements and the money will be yours to use in any manner you prefer. In essence, that is what we at HSBC do; we help customers when it comes to their home loan applications.

HSBC Services

To be eligible for a home loan, you need to be 18 years older and must be a UK citizen.

There is a certain amount of money you need to be earning in order to be considered.

Due to the fact you want your home loan application to be approved, you have to change the way you spend your money.  

How do I apply for a home loan at HSBC?

If you are interested in our mortgage offers and would like to apply for credit, you need to complete the online loan application online.

If you were used to buying everything before, things will have to change now that you have taken such a hectic credit plan.

Don’t go for a big amount of money or a costly house, pick something that is reasonable and well within your budget.

HSBC Product Details

  • Loan Type Property Finance
  • Interest Rate from 2.9%
  • Loan Amount up to £5,000,000
  • Repayment 1 year to 60 months

Benefits of HSBC

  • Reliable mortgage solutions
  • Qualify for a repayment holiday
  • Get competitive interest rates and fees

Getting an HSBS home loan might just be exactly what you need to give your home a new look

If you want to ensure that your financial plan starts to actually work, you can visit the articles section on our website. Here, we will give you all the tips you need to make you start taking proper care of your money and avoid short-term loans and unnecessary debt.

There have been a number of customers who recommend reading these articles because they have seen the change it has made for their bank accounts. If you are also someone who wants to learn all the secrets people use to ensuring their finances are always up to par, read our articles.

Trusted and knowledgeable staff

We take pride in our employees who go above and beyond to ensure that our customers are assisted with everything that they required as far as their mortgages are concerned. We will always put on the extra effort of ensuring that our clients are always happy.

Any query you have can be addressed to one of our agents and we will ensure that we attend to your concern as soon as possible. Appointments can also be made if you are not comfortable with divulging your personal details over the phone. Allow us to give you the best gift of owning or revamping the one place that feels like home, your very own little heaven.

Always apply for the exact amount that you need

The customer has to furnish us with personal details pertaining to your home address, employment information and remuneration details. These documents will help us be able to determine the amount you would be due to get and how much your monthly repayment will be. We will need all the details pertaining to your finances including current credit cards and loans. Should you meet our credit criteria, we will contact you and tell that your loan application has been successful. There is no need to give yourself unnecessary credit when you are looking for a loan. All you have to do is apply for the exact amount that you need and you would be sorted.

It is also useful to remember that you should always apply for something that is necessary such as home renovations or purchasing your first home. Financial discipline is important if you don’t want to see yourself in a position where you are paying for unnecessary credit. Homes are important and if you have the financial capability to own one, go for it.

What are the implications of not paying my mortgage on time?

It is normally the joy of every customer to finally have a place they can officially call home. Failure to repay your home loan will result in having your home or even vehicle repossessed.

The last thing you need is to have your car or house taken away from you. It is imperative to ensure that you always have money in excess to pay for your home for the sake of your credit profile. Once your credit profile is tainted, it takes a number of years to have it repaired again. It may prove to be even harder to get a home, vehicle or any personal loan in the future.

Customer Reviews & Testimonials

Award-winning service, keep up the hard work.

Christian B
— Stamford —

Affordable fees combined with a good interest rate, just what we needed.

Scott B
— Nottingham —

I can easily see why they have been around so long, great service and low rates.

Jimmy F
— Dublin —

HSBC Contact Details

Physical Address

  • 88 Muswell Hill Broadway Muswell Hil London N10 3RX United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 14:00
  • Sunday – Closed