Vida Homeloans

The home loan industry is changing and we are glad to be at the forefront of this transformation. We believe we are a modern mortgage lender for residential and buy to let individuals looking for a lender with a difference.

We are a flexible lender

What’s more is we are able to assist customers who may not fit the criteria currently required by high street banks and traditional lenders. By using the latest technology to support and inform, we are able to provide customers with a quick, efficient and reliable home loan service that suits all their needs.

Experienced team

Our experienced team enables us to successfully do what we do, and that is delivering a world-class home loan financing service.

With a team highly experienced in the mortgage industry, we are able to offer a unique loan service that puts customer at the centre of our business.

Innovative technology

The technology we use was chosen and guided by the information gathered after conducting a wealth of customer, intermediary and competitor research.

It was what guided the lending platform we provide to deliver our expert financial services and help customers compare loans online. Thus, we believe that our technology enables us to focus on what our customers need and want.

Applying via mortgage advisors

To ensure the success of the services and products we offer our customers, we require that you apply for our home loan options via an authorised mortgage advisor.

Are you looking for a home loan lender that treats each individual on their own merits, and that shows understanding for your unique financial situation?

Vida Homeloans specialises in residential, buy to rent, self employed applications, impaired credit history, buy together, contractors/short work history, retirement borrowing and interest only options.

Why Vida home loans?

Flexible requirements - No matter what your financial situation might be Vida Homeloans might be able to assist you with one of our flexible home loans as we deal with people from varied credit histories and financial backgrounds.

Modern lender – Our streamlined services ensures that you receive the fastest service possible.

Residential home loan features

• Self employed loan applications
• Impaired credit history
• Buy together options
• Contractors/short work history
• Borrowing in or into retirement option
• Right to buy purchase option
• Let to buy - rent out and move
• Interest only

Buy to rent home loan features

• Smaller deposit - up to 80% LTV
• Limited company, Trading or SPV
• Ex-pats investing in UK
• Impaired credit history
• Older and retired landlords
• Houses of multiple occupancy
• Large portfolio landlords
• Lower yield - 125% rental cover