Rating based on 17 reviews


Property Finance offered by Vida Homeloans

image of Vida Homeloans
image of Vida Homeloans

About Vida Homeloans

The home loan industry is changing and we are glad to be at the forefront of this transformation. We believe we are a modern mortgage lender for residential and buy to let individuals looking for a lender with a difference.

We are a flexible lender

What’s more is we are able to assist customers who may not fit the criteria currently required by high street banks and traditional lenders. By using the latest technology to support and inform, we are able to provide customers with a quick, efficient and reliable home loan service that suits all their needs.

Experienced team

Our experienced team enables us to successfully do what we do, and that is delivering a world-class home loan financing service.

With a team highly experienced in the mortgage industry, we are able to offer a unique loan service that puts customer at the centre of our business.

Innovative technology

The technology we use was chosen and guided by the information gathered after conducting a wealth of customer, intermediary and competitor research.

It was what guided the lending platform we provide to deliver our expert financial services and help customers compare loans online. Thus, we believe that our technology enables us to focus on what our customers need and want.

Applying via mortgage advisors

To ensure the success of the services and products we offer our customers, we require that you apply for our home loan options via an authorised mortgage advisor.

What Vida Homeloans can offer you

Are you looking for a home loan lender that treats each individual on their own merits, and that shows understanding for your unique financial situation?

Vida Homeloans specialises in residential, buy to rent, self employed applications, impaired credit history, buy together, contractors/short work history, retirement borrowing and interest only options.

Why Vida home loans?

Flexible requirements - No matter what your financial situation might be Vida Homeloans might be able to assist you with one of our flexible home loans as we deal with people from varied credit histories and financial backgrounds.

Modern lender – Our streamlined services ensures that you receive the fastest service possible.

Residential home loan features

  • Self employed loan applications
  • Impaired credit history
  • Buy together options
  • Contractors/short work history
  • Borrowing in or into retirement option
  • Right to buy purchase option
  • Let to buy - rent out and move
  • Interest only

Buy to rent home loan features

  • Smaller deposit - up to 80% LTV
  • Limited company, Trading or SPV
  • Ex-pats investing in UK
  • Impaired credit history
  • Older and retired landlords
  • Houses of multiple occupancy
  • Large portfolio landlords
  • Lower yield - 125% rental cover

In a Nutshell

  •  Online application
  •  Secured loan option
  •  Bad credit consideration


Vida Homeloans will take care of all your home loan requirements

If you wish to apply for a Vida mortgage, you are required to do so via authorised mortgage intermediaries.

We are completely committed to our online loan application procedure as we believe their advice is essential for customers with requirements that are overlooked by traditional lenders and banks.

Contact your mortgage advisor today

Pease contact your mortgage adviser and ask about our range. Do you need a mortgage advisor? We offer links to a few recommended mortgage advisor to get you going.

Professional, authorised mortgage advisors

The service we offer is unique and thus, it requires a specific application procedure to ensure success. It is the very reason we are 100% committed to financing mortgages provided that it has been done through authorised intermediaries as we do not offer mortgage advice directly to customers.

A process that works

Professional, authorised mortgage advisers are valuable in advising customers on what can be complex decision-making and we are offer a number of authorised mortgage advisers. They are able to assist you with applying for our home loan options on offer.


Eligibility & Requirements

  •  18 years or older
  •  UK resident
  •  Employed full-time
  •  Self-employed
  •  Active email address
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • HOME Loans
  • CAR Loans
  • PERSONAL Loans
  • BUSINESS Loans

Customer Reviews & Testimonials

Very flexible home financing option.

Ewan B
— London —

They understand that no home is the same and therefore neither can the loans be, I was very happy.

Hugo T
— Luton —

 Opening hours


  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed

 Get in contact


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