Rating based on 22 reviews

Invest & Fund


  • Peer-to-Peer Lending up to £5,000,000
  • Low-interest starting from 0.75%
  • Repayment up to 36 months

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Invest & Fund homepage

Author Invest & Fund. Screenshot of Invest & Fund website. [Accessed May 14, 2020]

About Invest & Fund

David Turner and Mark Hawkins established Invest & Fund in 2012 as an alternative method to financing small and medium-sized businesses.

Many of who have been struggling to borrow from the traditional sources of lenders. At the same time it offers individuals and institutions an innovative investment option and platform to lend their money.

Wealth of experience

With experience in various large trading and exchange systems and years of accounting and directorship experience, lenders and borrowers are provided with expert services.

Transparent and fair service

We conducted 18 months of comprehensive testing to ensure that the processes were transparent and fair. And in 2014, Invest & Fund granted its first peer-to-peer loan to a company.

Why lend with us?

  • Gross returns of between 5% and 15%
  • Decide on a level of risk you are will to take
  • Lend to projects that you believe in and make a change
  • Investors also have the option of selling business loans and accessing returns early

Why borrow with us?

  • Loans typically range from £150,000 to £5 million
  • Decide on a level of risk that suits you
  • Transparent fee structure and no early repayment fees
  • Experienced credit assessment with a more holistic approach

Invest & Fund Services

What we do is provide clearer lending opportunities by providing funding to property development projects through our innovative and efficient marketplace.

Borrowers and lenders are able to connect through our platform and gain access to a better method of lending and borrowing.

The Invest & Fund team

We have a wealth of experience in a variety of industries, which enhanced the services we offer. We strive, as a team, to facilitate an alternative type of property financing development projects. These projects are of varied sizes and types. By doing so, we provide investors an opportunity to access a different, more innovative way to lend.

Live lending marketplace

Investors are able to lend during live borrower auctions with a minimum bid of £500. Investors are provided with detailed feedback on our borrower credit assessment.

Resale marketplace

Another useful function that we offer is to buy and sell peer to peer loans from successfully pre-funded existing projects

Create your free account

All you have to do is sign up as a lender. After a few simple steps, you will be well on your way to earning returns on your investment/s.

Why should you borrow or invest with us?

  • receive quick loan decisions
  • competitive pricing
  • complete transparency throughout the entire loan process
  • specialists in residential development
  • over 100 years’ experience across various related fields

Invest & Fund Product Details

  • Loan Type Peer-to-Peer Lending
  • Interest Rate from 0.75%
  • Loan Amount up to £5,000,000
  • Repayment 6 months to 36 months

Benefits of Invest & Fund

  • Peer-to-peer lending
  • A bridging finance specialist
  • Flexible terms and affordable rates

Invest&Fund are there to ensure the financial growth of our customers

How to apply for a loan that works for you.

Stage 1
Firstly, you are required to complete your registration with us, which will enable you to submit an online loan application using our convenient online service. One of our experienced team members will be in touch shortly thereafter to discuss your requirements and your options, and possible solutions.

Stage 2
We will then perform all required checks and an originator will meet with you on site to help progress your application. Once this has been finalised you will be sent a set of Indicative Terms to be reviewed.

Stage 3
Should you accept the Indicative Terms and you have paid all the relevant fees, all services will be carried out to finalise the proposal.

Stage 4
Once approved, we will compile and submit the key terms of our proposal outlining both parties’ obligations, including ours. Once this has been signed, our solicitor will complete the process, which usually two to three weeks depending on a number of factors.

Stage 5
You will be placed on our Lending Marketplace for a period of 10 days with the aim of raising funds from our registered, reliable lenders. Should the peer to peer loan be fully funded by the end of auction and subject to final credit approval, you will be notified when the funds are available to be drawn down.

Stage 6
Your draw down options will depend on whether you have applied for bridging or development finance. Contact us for more information. 

Customer Reviews & Testimonials

Becoming an investor is always a gamble, but it's how you play the game. You can either capitalize on the high-interest rates if you're willing to fund borrowers with higher credit risk, or play ...

Sophia C
— Newcastle —

I have tried my hand at more than one P2P company and so far I am happiest with the service I get from Invest & Fund.

Nicole M
— Kingston Upon Hull —

Invest & Fund Contact Details

Physical Address

  • Chichester Rd, Hastings Saint Leonards-on-sea England TN38 9BG United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed